Why are more and more common hip projects with accruals on weekdays
One or two years ago in the hype industry, projects with accruals on working days were less common than they are today. The trend has changed and today similar projects are much more common than in the past. What is the reason for this?
The fact is that on the part of the management of the investment project it is much easier to work with accruals on working days. Let’s explain why.
Firstly, accruals on working days facilitate the work of investment project administrators. Especially with manual payments.
Secondly, a visual increase in the daily percentage of profitability due to accruals on working days. The investor sees the 4% figure for 38 days, as it was in Forest4, and thinks “Hmm, cool. There is no time to think, you have to deprive! ”, But the column“ Accrual of interest ”indicates“ On weekdays ”. In order to calculate daily income by calendar days, we take a simple formula, where: “4” is the percentage of accruals on working days, “5” is the number of working days in a week, “7” is the number of days in a week.
Actually, the formula itself: (4 * 5) / 7 \u003d 2.857% on calendar days is obtained, and with a deposit included in payments, generally 85.5% per month instead of the 120% expected by the investor. In fact, 2.857% is an excellent daily percentage of return, but visually 4% looks much better. And by the way, visually, anyway, the percentage is greater than reality, because in this example the deposit is included in the payments. The investment period extends from 38 business days to 53-54 calendar days. You can calculate the real percentage of daily profitability. The real percentage of return will be 0.96%. How to count?
We consider the total income from the deposit: 4 * 38 \u003d 152% – 100%, where 100% is the deposit \u003d 52% of net profit for the investment period.
Formula: 52% / 54 \u003d 0.96% daily. “54” – the number of calendar days for the investment period in translation from business days. On a subconscious level, perhaps greed is triggered, especially for beginners who do not delve into such details. There is nothing complicated in this, but, as practice shows, not everyone understands this.
On a subconscious level, perhaps greed is triggered, especially for beginners who do not delve into such details. There is nothing complicated in this, but, as practice shows, not everyone understands this.
In the end, as a rule, projects with accruals on working days work with manual payments, rather than instant.
So, the advantage of manual payments over the instant is that the administration of the investment project more carefully regulates the cash flow. As you know, in investment projects in which accruals occur on weekdays during the weekend there simply aren’t and for weekend payments from projects are made exclusively according to partner accruals.
Why is this trend set
Such investment projects are much easier for administrators, even experienced ones. Advantage on the face. Namely, the visual increase in the percentage of profitability, which we spoke about earlier, plays an important role in the accruals on working days. The hype industry cannot stand in one place and sooner or later new chips appear, the classic ideas of marketing and affiliate programs are changing, the choice of payment systems and charges are also not waiting. Recently, they have completely added an investment project with accruals from Tuesday to Saturday. New trend? There is not much difference, from Monday to Friday, from Tuesday to Saturday, but still time will tell.
Everything ingenious is simple. With this motto, the administration of investment projects has recently approached the creation of its brainchildren. We don’t see anything bad in such a marketing condition, but on the contrary we see only positive aspects. Moderation is one of the main advantages of accrual on working days. An artificial increase in the term of the deposit also positively affects, first of all, the investment project itself. Personally, we are impressed by this type of marketing.